![]() ![]() TransUnion cautions that mail is the slowest way to freeze credit. This verification can be a copy of your driver’s license, passport, utility bills, etc. You will need to include your legal name, address, birthdate and Social Security number, along with copies of documents verifying your identification and address. To freeze your credit by mail, send your written request to TransUnion LLC, P.O. This is all to ensure that you are actually the one requesting the freeze. You will also likely be asked some questions about prior places of residence and credit accounts you may have or have had in the past. In order to freeze your credit, you will need to give each credit bureau information in order to prove your identity. The PIN is required to unfreeze your credit file if you want to do it by phone. If you do not choose your own PIN, one will be assigned to you anyway. Select this option to initiate your freeze and choose a PIN. You should see references to a free credit freeze when you sign up for your account. Be careful to sign up only for the free credit freeze, if that is what you are looking for. There are many monitoring products that can be purchased on the site. You will then be asked some identification questions, such as street numbers for past addresses, when credit accounts were established or approximate payment amounts on loans. ![]() To open an account, you need to provide your name, the last four digits or your Social Security number, your address and birthdate. However, it is not necessary to have a TransUnion account to place a security freeze by mail or by phone. You can download and use an app to do this if you prefer. You will have to set up an online account first to request your TransUnion credit freeze online. Here’s a step-by-step guide for freezing credit with TransUnion: All three bureaus allow you to do this online, by mail or by phone. The good news is that credit freezes and thaws are free. A credit freeze lift, or thaw also has to be done individually. ![]() This article has been viewed 1,354 times.A Credit freeze has to be set up individually with each credit bureau – Equifax, Experian and TransUnion. ![]() Jonathan has been featured in the New York Times, the Wall Street Journal, Money Tips, Mindful Magazine, and Business Insider among others. He also earned his Accredited Investment Fiduciary (AIF®) credential from Fi360. He studied Financial Analysis at the CFA Institute and earned his Certified Private Wealth Advisor (CPWA®) designation from The Investments & Wealth Institute. With over 25 years of financial advising experience, Jonathan is a speaker and the best-selling author of "Mindful Money: Simple Practices for Reaching Your Financial Goals and Increasing Your Happiness Dividend." Jonathan holds a BA in Philosophy and Religious Studies from Montana State University-Bozeman. Jonathan DeYoe is a Financial Advisor and the CEO of Mindful Money, a comprehensive financial planning and retirement income planning service based in Berkeley, California. This article was co-authored by Jonathan DeYoe, CPWA®, AIF® and by wikiHow staff writer, Jennifer Mueller, JD. This article has been viewed 1,354 times. There are 7 references cited in this article, which can be found at the bottom of the page. ![]()
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